by Katharine Rancourt | Dec 14, 2023 | Real Estate Tips
So you need a mortgage? But who should you work with, a bank or a mortgage broker? There are pros and cons to each and we will break down the options to help you navigate this decision with ease. Broker vs. Bank When you are looking to buy a home you will most likely...
by Rob Messenger | Oct 10, 2023 | Real Estate Tips
Fannie Mae announced a drastic policy change that will go into effect on November 18th 2023. The policy changes the current financing requirement for multi family homes which currently requires a 15-25% down payment for all owner occupied 2, 3 and 4 unit properties....
by Rob Messenger | Sep 21, 2023 | Real Estate Tips
If you are buying a home in Vermont you might find your purchase impacted by a tax prebate. Understanding what a Vermont tax prebate is, and how it can affect your home purchase can help you avoid surprises during the buying process. What is a Vermont Tax Prebate The...
by Rob Messenger | Jun 23, 2023 | Real Estate Tips
Lebanon, NH is the largest town in the Upper Valley with roughly 15,000 residents. It is also the only city in the Upper Valley. The real estate market in the Upper Valley has been challenging for many home buyers over the past year with high demand and limited...
by Mike Benson | Mar 20, 2023 | Real Estate Tips, VA Home Loan
The U.S. Department of Veteran Affairs (VA) has announced that they are reducing the funding fee on VA loans. The fee change will impact VA loans that close after April 7, 2023. Purchases, construction loans and cash out refinances backed by the VA will all benefit...
by Rob Messenger | Mar 3, 2023 | Mortgage Insurance, Real Estate Tips
The Department of Housing and Urban Development (HUD) together with the Federal Housing Association (FHA) has made an announcement that will dramatically change the mortgage insurance premiums (MIP) that will be charged to a buyer with an FHA mortgage. According to a...
