by Rob Messenger | Sep 12, 2024 | Real Estate Tips, Refinance
The economic landscape is shifting and the time to refinance is NOW for many! We put together the following market insight to give you an idea of what is happening in the mortgage markets. Refinance Market Insight The key inflation indicator for the FED was flat...
by Mike Benson | Aug 1, 2024 | Real Estate Tips
The state of Vermont has made changes to the transfer taxes paid for a real estate sale. The transfer tax change will result in significantly higher tax for those buying a second home however someone buying a primary residence will see a decrease in the transfer tax...
by Jessica Irwin | Jan 9, 2024 | LegacyRateWatch.com, Real Estate Tips, Refinance
Interest rates have been on the rise and recently reached a high that hasn’t been seen since the 1990’s, according to TIME. We have recently seen a downturn in interest rates. In response, Legacy Mortgage has rolled out an initiative to help Upper Valley...
by Katharine Rancourt | Dec 14, 2023 | Real Estate Tips
So you need a mortgage? But who should you work with, a bank or a mortgage broker? There are pros and cons to each and we will break down the options to help you navigate this decision with ease. Broker vs. Bank When you are looking to buy a home you will most likely...
by Rob Messenger | Oct 10, 2023 | Real Estate Tips
Fannie Mae announced a drastic policy change that will go into effect on November 18th 2023. The policy changes the current financing requirement for multi family homes which currently requires a 15-25% down payment for all owner occupied 2, 3 and 4 unit properties....
by Rob Messenger | Sep 21, 2023 | Real Estate Tips
If you are buying a home in Vermont you might find your purchase impacted by a tax prebate. Understanding what a Vermont tax prebate is, and how it can affect your home purchase can help you avoid surprises during the buying process. What is a Vermont Tax Prebate The...