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Escrow 101

Escrow 101

What are Escrows? When you are buying a home you will hear escrows discussed throughout the loan process. By definition an escrow is when money is held by a third party until it needs to be used to complete a certain condition. During the home buying process deposits...

PMI: The Who, What, When, Why & How

PMI: The Who, What, When, Why & How

Historically it has been believed that you need a 20% down payment to buy a home. This qualification can be limiting to say the least and with home prices on the rise it can seem nearly impossible to save up that size down payment. Thankfully today home buyers can...

VA Home Loans: Dispelling Common Myths

VA Home Loans: Dispelling Common Myths

The VA Home loan is well know by veterans and mortgage professionals however only 9% of 25 million veterans have taken advantage of the VA home loan.  VA Home loans are offered exclusively to our nations veterans, active duty members and reservists. Understanding the...

VA Home Loan: Your Guide to How it Works

VA Home Loan: Your Guide to How it Works

The VA Home Loan is a program offered specifically to United States military veterans, reservists, active duty members and their families. This program is designed to help make home ownership possible for our service men and women. A VA home loan features no down...